5 CRA Payment Schedule Nov 2025 – November 2025 brings a fresh round of government support payments from the Canada Revenue Agency (CRA), offering financial assistance to millions of citizens through programs like CPP, OAS, CWB, CAIP, and GST/HST credits. These payments play a crucial role in easing the financial burden for Canadian families, seniors, and low-income workers. Knowing the exact CRA payment schedule and the amount for each benefit is important for budgeting, especially as the year winds down. In this article, we outline the confirmed November 2025 payment dates, eligibility, and benefit amounts for Canadians under all five key CRA programs.
CPP and OAS November 2025 Payments for Canadian Seniors
For retired individuals and senior citizens, the Canada Pension Plan (CPP) and Old Age Security (OAS) payments remain a primary source of monthly income. In November 2025, CRA will deposit CPP benefits on Wednesday, November 27, while OAS payments will also follow the same date. The average CPP payment is expected to be around $758, while the OAS could reach up to $713 depending on age and GIS eligibility. Canadian seniors relying on these amounts should mark the dates and ensure their direct deposit information is up to date to avoid delays. These monthly benefits help cover essential expenses like groceries, rent, and utilities for aging individuals across the country.
CRA Deposit Dates for Low-Income Workers in Canada
Canadians working in low-income jobs are eligible for the Canada Workers Benefit (CWB), which provides quarterly payments to boost their earnings. For November 2025, the CWB advance payment is scheduled for Friday, November 15. Additionally, eligible recipients of the Climate Action Incentive Payment (CAIP) in provinces like Ontario, Alberta, Manitoba, and Saskatchewan can expect their benefit on Friday, November 15**, as well. These CRA-administered programs support working-class families and help offset rising living costs through predictable quarterly deposits. The CWB amount varies based on family size and income, while CAIP payments depend on province and household composition.
| CRA Benefit | Payment Date | Estimated Amount | Target Group |
|---|---|---|---|
| CPP | November 27, 2025 | $758 (avg.) | Retired Canadians |
| OAS | November 27, 2025 | $713 (avg.) | Citizens aged 65+ |
| CWB | November 15, 2025 | Up to $1,428/year | Low-income workers |
| CAIP | November 15, 2025 | $140–$280 | Eligible provinces |
| GST/HST Credit | November 5, 2025 | $123–$496/quarter | Low/moderate income families |
GST/HST Credit Date and Amount for Eligible Families in Canada
The GST/HST credit offers quarterly tax-free payments to Canadians with modest incomes to help offset sales tax paid throughout the year. The next installment is due on Tuesday, November 5, 2025. Eligible individuals may receive up to $123, while families with children may get up to $496 depending on household size and income. Across Canada, this credit eases financial pressure during high-expense months like November and December, especially as winter begins. CRA sends these credits automatically if the individual or family qualifies through their annual tax return, and no reapplication is necessary unless your income or family status has changed.
Full CRA Schedule for November 2025 Across Canadian Provinces
From the Atlantic to the Pacific, Canadians in all provinces and territories benefit from CRA’s structured monthly and quarterly disbursements. November is one of the busiest months for these payments, with nearly all major programs distributing funds to eligible recipients. The CRA’s consistent schedule helps Canadians plan for essentials, debt payments, and seasonal expenses. It’s crucial to verify benefit eligibility through your CRA My Account or recent tax filings. With five separate CRA deposits scheduled this month, citizens should stay alert to notifications and bank statements to ensure everything arrives on time and in full.
Frequently Asked Questions (FAQs)
1. When will CPP and OAS payments be made in November 2025?
Both CPP and OAS payments will be deposited on November 27, 2025.
2. Who qualifies for the GST/HST credit in Canada?
Low to moderate-income individuals and families who filed their tax returns qualify automatically.
3. What is the CAIP payment and who gets it?
CAIP is a quarterly climate rebate for residents of provinces without a carbon pricing system.
4. How much is the November 2025 Canada Workers Benefit?
It varies, but eligible workers may receive part of the annual $1,428 split into quarterly payments.
